WR Starkey Mortgage

WR Starkey Mortgage (WRS)

WRS Liability Disclaimer
The information, software, products, and services published on this website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. WRS and its subsidiaries and affiliates may make improvements or changes in this website at any time. In no event shall WRS and its subsidiaries and affiliates be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website, whether based on contract, tort, strict liability or otherwise, even if WRS and its subsidiaries and affiliates have been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not be applicable.

HIPPA Disclosure:
Medical and Health Information We do NOT share any medical or health information among our family of companies or with third parties, except to process transactions or to provide services you have requested or initiated.

Reporting Incorrect Information
If you believe any information we have about you or your relationship with us is incorrect, please notify us at once. We will take prompt action in making the appropriate corrections. You may contact us in person, by phone at (972) 599-5210, or at the following address: WR Starkey Mortgage, 5055 W Park Blvd., Suite 300, Plano, Texas 75093.

Privacy Statement
Our privacy statement is specifically designed for the protection of consumers, or individuals obtaining a mortgage product or service from us.

Use of personal information
We use your personal information to verify your identity, provide you with quality customer service and evaluate your request for products and/or services.

Types of Personal Information
We collect various types of information about you during the normal course of offering and providing financial products and services.

Examples of such information are:
Information you provide in order to obtain or maintain a service or product, such as loan application data

Communications from you regarding your loan(s), such as a change of address request

Information gathered from your transactions and account history with us, our affiliates, and others, such as your loan payment history Information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that we use to evaluate a loan application

Information that we may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.

Sharing of Personal Information With Third Parties
Individuals or companies outside of the WRS family are considered third parties. Mortgage lenders are permitted (and sometimes even required) to share customer information with third parties for certain purposes, such as servicing customer relationships, fraud and risk management, and responding to transaction requests.

We may share personal information with a third party company in order to offer or support a product or service that we provide to you. For example, we share payment information with the third party service provider that creates monthly statements for us.

We may also disclose personal information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements to offer you a particular product or service. We have confidentiality agreements with such parties that prohibit them from using customer information in any way other than as we direct.

In the event that WRS obtains personal non-public information about you and contemplates sharing such information in a manner inconsistent with this policy, you will be notified and provided with an opportunity, prior to such disclosure, to elect to exclude your information from being shared.

We also share personal information as legally required. We may share personal information with law enforcement agencies or other third parties to prevent or investigate suspected fraudulent activities.

We also provide personal information regarding our customers’ accounts to credit bureaus for credit reporting purposes. If you believe we have provided inaccurate information to a credit bureau, please contact us in writing with your account number and other pertinent information at the following address: WR Starkey Mortgage, 5055 W Park Blvd., Suite 300, Plano, Texas 75093.

Sharing of personal information with marketing companies
We do NOT sell customer or former customer lists or personal information to list brokers, marketing firms or to other third parties.

How We Keep Information Private
We have internal policies and procedures designed to keep customer information safe.

These include:
Allowing access to customer information only to authorized employees performing specific job responsibilities necessitating such access

Maintaining physical, electronic and procedural safeguards that comply with federal regulations to protect customer information

Training employees on privacy and disciplining any employees who violate our procedures

Equal Housing Lender. WR Starkey Mortgage, LLP; 5055 W. Park Blvd. #300 Plano, TX 75093. Arkansas Mortgage Banker License No. 11551; Arizona Mortgage Banker License No. BKBR-0107575; Colorado Supervised Lender License No. 989041; Connecticut Second Mortgage Lender License No. 17504; Florida Mortgage Lender License No. 485361, Florida Mortgage Broker License No. 424797; Georgia Mortgage Lender License No. 79715; Idaho Mortgage Broker/Lender License No. MBL-4349, Idaho Regulated Lender License No. RMD-4405; Illinois Residential Mortgage License No. MB-6760290; Kansas Supervised Loan Lender No. 2002-445; Kentucky Mortgage Company License No. MC-19296; Louisiana Residential Lender License No. RML 1956; Maryland Mortgage Lender License No. 10831; Minnesota Residential Mortgage Originator License No. MO-20483837-This is not an offer to enter into an interest rate lock-in agreement under Minnesota law; In MN, WR Starkey Mortgage, LLP, makes all HELOCS of $100,000 or less; Mississippi Registered Mortgage Company No. 325/2005; Nebraska Mortgage Banker License No. 1785; New Mexico Mortgage Lender License No. 1429; North Carolina Mortgage Lender License No. L-112550; Oklahoma Supervised Lender License No. SL005749;Oregon Mortgage Lender License No. ML-2931; South Carolina Supervised Lender License No. S-7169; South Carolina Mortgage Broker License No. MB-0702300; Tennessee Mortgage Lender Registration No. 2631; Texas Regulated Loan License No. 10129-11355; Utah Mortgage Lender License No. MLCO-5500618; WR Starkey Mortgage, LLP, Licensed by the Virginia State Corporation Commission as MLB-922; Wyoming Residential Mortgage Lender License No. MBL-815. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. No section of the WR Starkey Mortgage Website maybe framed (iFrame) within another website with out the approval of WR Starkey Mortgage.